(978) 369-5656

Nancy James and her agency team are known and respected in the insurance industry for unique underwriting analysis and thorough risk identification for technology-based industries and service firms. Their analysis has consistently resulted in solid coverage with competitive professional and product liability premium costs negotiated.

Risk Identification and Analysis

Example:  If static is a risk your business faces, you will want the static exclusion deleted from your insurance coverage. We think to do that!!

Specialty Products

  • Products Liability for technology manufacturers
  • Cyberspace & Web Site Liability
  • Data Security& Privacy  Coverage
  • Technology Errors & Omissions Liability
  • Global Commerce Liability
  • Patent Defense Cost Reimbursement
  • Office Machinery, Boiler, and HVAC Breakdown
  • Tele-Fraud Coverage

Cyberspace Liability Specialists

Coverage for the specific exposures of your web commerce: data security, records privacy, product liability, transaction processing and advisory services, for example.

Premium and Rates Negotiation

N.P. James will negotiate for the most favorable and competitive pricing.


N.P. James Insurance Agency specializes in technology risks

Clients have relied on Nancy James for over 20 years to help protect them from unexpected losses that range from hardware and software failures to attacks from “shark-infested” cyberspace.

Nancy James distinguishes herself as a technology risk expert among larger general insurance agencies for three reasons:

  1. Deep technology product knowledge from her background of more than a dozen years as a computer systems designer.
  2. A reputation as a thought leader for emerging risks in technology
  3. Created the first cyber liability insurance policy in the country