Your attorney reviews all of your contracts, customarily asking you to send the insurance portions to us for review. Our habit is to comment on each clause and section, advising our clients what is covered and what is not covered under their current policy. After 20 years of business we also have a good sense of what is reasonably asked of you under any contract and what conditions you may be able to negotiate away.
Only specialty markets and programs offer coverage for many intellectual property perils.
- copyright infringement
- disparagement of an individual’s reputation infliction of emotional distress
- infringement of title, name, or mark
- invasion or infringement of the right of privacy
- patent infringement
- product disparagement
- unfair competition
Even while cyberspace offers us global markets, we are assuming so many more complex international business issues. Tripping up on an infringement problem could bring you two continents away from home to defend yourself.
Many of the perils above, as well as global defense can be secured from your insurer.
Intellectual property, hard copy and in cyberspace, should be carefully examined to determine what insurance can best protect you.