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Technology Insurance and Risk Specialists (978) 369-2771

Recent Case Studies

Securing Coverage for Products Sold Globally

A large component manufacturer, primarily serving defense contractors, came to N.P. James Insurance to help understand their exposures for travel, shipping, and global liability for internationally exported products.

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Product Liabilities in an Assets-Only Sale

Background: A mid-size technology parts manufacturer with global sales over $20,000,000 was planning to sell…

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Cyber Warfare & Trade Disruption

Embargoes, prohibitions of outsourcing (especially when involving communications infrastructure), confiscation or freezing of foreign assets and/or currency, and contract repudiation can likely ensue during panic mode. These are commonly described as Trade Disruption issues. Damage includes closures of ports, airports, power grids, and rail yards as a result of tsunamis, earthquakes, pirates in Somalia, terrorism, revolutions, civil unrest, embargoes, and wars.

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Shark-Infested Cyberspace & Privacy Issues

Today’s businesses have opportunities to broaden their reach and efficiencies with e-commerce, multi-emedia advertising, and cloud computing. These innovations also pose challenges with new legislation tightening privacy and data security obligations. As privacy and data security risks continue to grow, they burden American businesses in addition to the normal risks associated with products and services. Businesses must continuously assess the increasingly complex risks assumed with internet opportunities.

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Tech Resources

Electronic Equipment Maintenance Insurance

If your Electronic Equipment Maintenance costs exceed $20,000 each year, there are some interesting new products on the market which…

Contract Terms are Challenging

The sign of a robust economy is the number of contracts we are asked to review for our clients. Boston is genuinely a hub of global technology services, contracting with some of the world’s largest enterprises.

“Social Engineering” Crimes & Insurance

Most crime insurance policies exclude coverage when an employee is tricked into transferring money or property to an unauthorized party. This is considered to be willingly transferred, and is commonly known now as a “Social Engineering” crime. Social Engineering is not within the scope of most existing crime policies, which are intended for crimes such as holdups, robbery, or computer hacking by an outsider. Willingly parting with money or property is also a standard exclusion on crime policies.

N.P. James Insurance Agency sponsors Concord Carlisle High School Students In Control “Skid School”

N.P. James Insurance Agency sponsors Concord Carlisle High School Students In Control “Skid School” – Students Learn Driving Skills for Hazardous Conditions

Is Outsourcing Right for You?

Outsourcing a non-core function can save you time and lower your costs. It can give you access to added expertise, and can provide you with a valued partner in your business as the outsourcing relationship grows. In summary, here are reasons to outsource and reasons not, as well as how to get started:

Complex Risk Issues To Consider

Business rationale being key to your decisions regarding outsourcing does not preclude a close examination of your associated risks.

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